Budgeting in New Zealand
Budget from take-home pay after PAYE tax, ACC earners’ levy, KiwiSaver contributions and any student loan repayments. If you are paid fortnightly, convert to monthly (× 26 ÷ 12). Official tax information is on ird.govt.nz, and free money guidance is available from the government-funded Sorted.
Open the planner in NZDApps and guides
PocketSmith was founded in New Zealand; YNAB is also used by many New Zealanders.